Is Lasik Surgery Covered By Insurance?

Health insurance usually doesn’t cover the cost of refractive or laser eye surgery, but some companies will pay the bill if certain criteria are met.

Because laser eye surgery is an elective surgery, many health insurance companies consider it cosmetic and not medically necessary.

How much does lasik cost with insurance?

LASIK surgery costs, on average, between $1,000 and $3,000 per eye. Some types of surgery are more sophisticated and come with higher costs. LASIK costs can also vary from location to location. Insurance plans typically won’t cover the cost of surgery, as this is considered an elective procedure.

Is Lasik eye surgery covered by Blue Cross Blue Shield?

LASIK Surgery Coverage

With Blue Cross Blue Shield-managed vision plans you can receive up to 25% off laser vision correction procedures. In addition, LASIK and other laser vision procedures can be paid for using tax-free money from an employer’s flexible spending account (FSA) or health savings account (HSA).

How much does Lasik cost?

While charges for LASIK procedures vary widely by practice and region, the average cost of LASIK is between $1,500 to $3,000 per eye depending on the type of the procedure, surgeon and region of the country. Often extremely low prices of $399 or $695 are very unrealistic and considered bait and switch pricing.

Does the military pay for Lasik eye surgery?

The Navy and Marine Corps may actually pay for LASIK surgery for soldiers, provided they are not in aviation, diving, or special forces, and they enroll in the Navy LASIK Study program. The Army also has similar requirements regarding LASIK surgery.

Can you go blind from Lasik?

This is extremely rare but has happened. LASIK surgery itself does not cause blindness, and most cases of LASIK complications are avoidable by following aftercare procedures set forth by your surgeon. The most uncomfortable part of LASIK surgery, according to what our patients tell us, is the pressure from the laser.

Is the cost of Lasik worth it?

According to Refractive Surgery News, the average cost of Lasik in the U.S. is $2,150 per eye, for a total of $4,300. And, most insurance companies won’t pay for the procedure since it’s elective.

How do you pay for Lasik?

How to pay for LASIK surgery

  • Save up using a bank account. Consider saving up for LASIK eye surgery with a specific goal in mind.
  • Use money from your FSA or HSA. Check the balance in your tax-advantaged health account.
  • Get financing through your eye doctor.
  • Borrow money via a personal loan.

When should I get Lasik?

How Old Do You Have To Be To Get LASIK? The short answer: You need to be at least 18 years of age to have LASIK surgery. And sometimes it’s better to wait longer.

Does Lasik last forever?

DONNENFELD: It is a very persistent myth, people thinking that LASIK is not permanent and that it may only last a few years. The reality is, LASIK permanently corrects the vision prescription – your nearsightedness, farsightedness or astigmatism – that you come in with to have the procedure.

Can I get Lasik if my vision is really bad?

If a person has a healthy cornea of normal thickness, he or she can have a diopter (the unit used to measure correction) of up to -9 or -10 and still have LASIK done, Salz says. “We do that in patients who are extremely nearsighted and you can’t completely correct them with LASIK surgery,” he says.

Do I qualify Lasik?

To have LASIK eye surgery, you must have a stable prescription. This means your eyeglass prescription has not changed for at least two consecutive years. LASIK is FDA-approved for people aged 18 and older. It is important for eyes to be healthy, free of diseases, injuries and infections.

What are the disadvantages of laser eye surgery?

Risks of LASIK include:

  1. Dry eyes. LASIK surgery causes a temporary decrease in tear production.
  2. Glare, halos and double vision. After surgery you may have difficulty seeing at night.
  3. Undercorrections.
  4. Overcorrections.
  5. Astigmatism.
  6. Flap problems.
  7. Vision loss or changes.