Quick Answer: Does Health Insurance Pay For Laser Eye Surgery?

Health insurance usually doesn’t cover the cost of refractive or laser eye surgery, but some companies will pay the bill if certain criteria are met.

Because laser eye surgery is an elective surgery, many health insurance companies consider it cosmetic and not medically necessary.

Does Blue Cross Blue Shield pay for Lasik surgery?

LASIK Surgery Coverage

With Blue Cross Blue Shield-managed vision plans you can receive up to 25% off laser vision correction procedures. In addition, LASIK and other laser vision procedures can be paid for using tax-free money from an employer’s flexible spending account (FSA) or health savings account (HSA).

How much does lasik cost with insurance?

LASIK surgery costs, on average, between $1,000 and $3,000 per eye. Some types of surgery are more sophisticated and come with higher costs. LASIK costs can also vary from location to location. Insurance plans typically won’t cover the cost of surgery, as this is considered an elective procedure.

Does the military pay for Lasik eye surgery?

The Navy and Marine Corps may actually pay for LASIK surgery for soldiers, provided they are not in aviation, diving, or special forces, and they enroll in the Navy LASIK Study program. The Army also has similar requirements regarding LASIK surgery.

How much does Lasik Really Cost?

While charges for LASIK procedures vary widely by practice and region, the average cost of LASIK is between $1,500 to $3,000 per eye depending on the type of the procedure, surgeon and region of the country.