Does Blue Cross Blue Shield Pay For Lasik Surgery?

Most large health insurance plans such as Blue Cross Blue Shield Massachusetts do not cover LASIK surgery.

LASIK is considered an elective procedure and health insurance coverage of LASIK varies depending on whether dedicated monthly premium dollars go to cover the LASIK eye procedure.

Is Lasik covered by Blue Cross?

LASIK Surgery Coverage

With Blue Cross Blue Shield-managed vision plans you can receive up to 25% off laser vision correction procedures. In addition, LASIK and other laser vision procedures can be paid for using tax-free money from an employer’s flexible spending account (FSA) or health savings account (HSA).

How much does lasik cost with insurance?

LASIK surgery costs, on average, between $1,000 and $3,000 per eye. Some types of surgery are more sophisticated and come with higher costs. LASIK costs can also vary from location to location. Insurance plans typically won’t cover the cost of surgery, as this is considered an elective procedure.

Does health insurance cover Lasik surgery?

Health insurance usually doesn’t cover the cost of refractive or laser eye surgery, but some companies will pay the bill if certain criteria are met. Because laser eye surgery is an elective surgery, many health insurance companies consider it cosmetic and not medically necessary.

Does the military pay for Lasik eye surgery?

The Navy and Marine Corps may actually pay for LASIK surgery for soldiers, provided they are not in aviation, diving, or special forces, and they enroll in the Navy LASIK Study program. The Army also has similar requirements regarding LASIK surgery.

How much does Lasik Really Cost?

While charges for LASIK procedures vary widely by practice and region, the average cost of LASIK is between $1,500 to $3,000 per eye depending on the type of the procedure, surgeon and region of the country. Often extremely low prices of $399 or $695 are very unrealistic and considered bait and switch pricing.

Do any insurance plans cover Lasik?

Most vision insurance plans do not cover refractive surgery because insurance companies consider it cosmetic and therefore medically unnecessary. However, some employers make arrangements with a given LASIK center (or refractive surgery center) for special discounts for their employees.

Is the cost of Lasik worth it?

According to Refractive Surgery News, the average cost of Lasik in the U.S. is $2,150 per eye, for a total of $4,300. And, most insurance companies won’t pay for the procedure since it’s elective.

Can you go blind from Lasik?

This is extremely rare but has happened. LASIK surgery itself does not cause blindness, and most cases of LASIK complications are avoidable by following aftercare procedures set forth by your surgeon. The most uncomfortable part of LASIK surgery, according to what our patients tell us, is the pressure from the laser.

What are the disadvantages of laser eye surgery?

Risks of LASIK include:

  • Dry eyes. LASIK surgery causes a temporary decrease in tear production.
  • Glare, halos and double vision. After surgery you may have difficulty seeing at night.
  • Undercorrections.
  • Overcorrections.
  • Astigmatism.
  • Flap problems.
  • Vision loss or changes.

How do you pay for Lasik?

How to pay for LASIK surgery

  1. Save up using a bank account. Consider saving up for LASIK eye surgery with a specific goal in mind.
  2. Use money from your FSA or HSA. Check the balance in your tax-advantaged health account.
  3. Get financing through your eye doctor.
  4. Borrow money via a personal loan.

How long does it take for Lasik to heal?

LASIK Recovery Time 2-3 Months after LASIK

It is common for the eyes to continue to heal for at least 3 months after LASIK, which means your vision will also continue to improve. In patients with more severe prescriptions, their eyes can continue to heal for up to 6 months.

Does Lasik last forever?

DONNENFELD: It is a very persistent myth, people thinking that LASIK is not permanent and that it may only last a few years. The reality is, LASIK permanently corrects the vision prescription – your nearsightedness, farsightedness or astigmatism – that you come in with to have the procedure.

Is Lasik painful?

In most cases, PRK and LASIK does not hurt during or immediately after the procedure. Before your LASIK eye surgery begins, numbing eye drops are used to alleviate any pain or discomfort to the eye during the procedure. LASIK does not hurt during the procedure, however you may feel some pressure on your eyes.

How much does lasik cost for astigmatism?

On average, according to an expert quoted by Michigan Health, LASIK surgery costs about $2,200 per eye.

Is PRK better than Lasik?

Though PRK recovery takes a bit longer than recovery from LASIK eye surgery, PRK is still commonly performed and offers advantages over LASIK for some patients. The main difference between PRK and LASIK is the first step of the procedures.